Mortgage Rates Show Little Movement
November 20, 2025
Mortgage rates have been shifting within a narrow ten-basis point range over the last month. This rate stability is a positive sign for both buyers and sellers, as it helps provide greater certainty in the housing markets.
Information provided by Freddie Mac.
Existing Home Sales
New Listings and Pending Sales
Inventory
Weekly Market Report
For Week Ending November 8, 2025
According to ResiClub’s analysis of the U.S. Census Bureau’s 2024 American Community Survey, 35 million, or 40.3%, of U.S. homeowners are mortgage-free, up from 39.8% in 2023. More than half of these homeowners (54%) are aged 65 or older, a group that represents just over a third (34.1%) of all U.S. homeowners, with 64% owning their homes outright.
IN THE TWIN CITIES REGION, FOR THE WEEK ENDING NOVEMBER 8:
- New Listings increased 9.8% to 1,127
- Pending Sales increased 5.4% to 780
- Inventory increased 0.2% to 10,287
FOR THE MONTH OF OCTOBER:
- Median Sales Price increased 2.1% to $389,900
- Days on Market increased 6.7% to 48
- Percent of Original List Price Received increased 0.3% to 98.1%
- Months Supply of Homes For Sale decreased 3.6% to 2.7
All comparisons are to 2024
Click here for the full Weekly Market Activity Report. From MAAR Market Data News.
Mortgage Rates Broadly Flat
November 13, 2025
Rates for the 30-year and the 15-year fixed-rate mortgage essentially remained flat this week, but purchase activity increased, which is encouraging.
Information provided by Freddie Mac.
New Listings and Pending Sales
Inventory
Weekly Market Report
For Week Ending November 1, 2025
U.S. homebuilder confidence rose five points to 37 in October, marking the highest
reading since April, according to the NAHB/Wells Fargo Housing Market Index
(HMI). Future sales expectations increased nine points to 54, surpassing the 50-
point mark for the first time since January. 38% of builders reported cutting prices
in October, with an average price reduction of 6%.
IN THE TWIN CITIES REGION, FOR THE WEEK ENDING NOVEMBER 1:
- New Listings increased 14.2% to 1,197
- Pending Sales decreased 5.5% to 819
- Inventory decreased 0.9% to 10,524
FOR THE MONTH OF SEPTEMBER:
- Median Sales Price increased 2.6% to $390,000
- Days on Market increased 12.8% to 44
- Percent of Original List Price Received decreased 0.1% to 98.4%
- Months Supply of Homes For Sale decreased 3.4% to 2.8
All comparisons are to 2024
Click here for the full Weekly Market Activity Report. From MAAR Market Data News.




